Making a claim

Non-dependants

Other adults in your household may affect your claim for Housing Benefit and Council Tax Support and are called non-dependants.

Who is a non-dependant 

A non-dependant is someone aged 18 years or over, for example an adult son or daughter or elderly relative , who lives with you, other than on a commercial basis.  If you only share a bathroom, lavatory, hall or passage way with them, they are probably not a non-dependant.

A non-dependant does not include:

  • dependant members of your family for whom  you get benefit for (eg. a partner, young son or daughter);
  • lodgers or boarders who live with you on  a  commercial  basis;
  • tenant or sub-tenants;
  • people who own all or part of your home, e.g. a joint owner;
  • professional carers.   

Lodgers and Boarders

Please note that you must have permission from your Landlord to take in a lodger or boarder. Also any income received from a lodger or boarder will be taken into account in the assessment for any claim you have with the Department for Works and Pensions with any necessary disregards applied, and may affect any Housing Benefit or Council Tax Support claim.

What is a non-dependant deduction?

For most non-dependants living in your household we reduce your Housing Benefit or Council Tax Support by a certain amount for each non-dependant. This is called a non-dependant deduction.

If two non-dependants are married to each other (or are treated as a couple) then only one deduction is made for them.

The amount of deduction changes at the 1st of April each year.

When is a non-dependant deduction NOT made?

 Deductions are not made if you or your partner are:

  • registered blind; or 
  • in receipt of Attendance Allowance or a Care component of Disability Living  Allowance.  

No deduction is made from Housing Benefit if the non-dependant adult living with you:

  • is aged under 25 years and gets Income Support, Jobseekers Allowance (income based); or Employment and Support Allowance (income related assessment phase)
  • gets Pension Credit
  • gets a youth training allowance
  • usually lives elsewhere
  • has been a hospital in-patient for more than 52 weeks
  • is a prisoner
  • is a student (but a deduction will be made during the summer vacation if they are in work)

 No deduction is made from Council Tax Support if the non-dependant adult living with you:

  • gets Income Support, or Jobseekers Allowance (income based), no matter how old the non-dependant is
  • gets Employment and Support Allowance (income related) and is under the age of 25
  • gets Pension Credit
  • gets a youth training allowance
  • usually lives elsewhere
  • has been a hospital in-patient for more than 52 weeks
  • is a prisoner
  • is a student (but a deduction will be made during the  summer vacation if they are in work)
  • if you receive a council tax discount - your local authority will tell you if this happens.

Adult children in the Armed Forces

A non dependant deduction will not be made in respect of an adult child (son, daughter, step son or daughter) in the Armed Forces, that are away from home deployed on operations, but who continue to live with their parents when not on duty.

However a non dependant deduction will be made when they return home from duty.

You must include all adults who live with you on your application form 

How much is a non-dependant deduction ?

The amount of deduction depends on the circumstances of your non-dependant(s) and the amount of income that they have.  The lowest deduction is made if the non-dependant is not in remunerative work (remunerative work means paid work of 16 hours or more a week), or if they are in remunerative work but their total income is under £128 per week.

Larger deductions are made if your non-dependant is in remunerative work and has a higher income.  The current level of deductions for non-dependants with the following income levels are:

HOUSING BENEFIT CLAIMS 2014/15

Please scroll down for 13/14 rates

Lowest rate:  

aged under 25 and on ESA (IR main phase)

or aged 25 or over and on IS, JSA (IB) or ESA (IR)

or aged 18 or over and gross  income under £128

or aged 18 or over and not in remunerative work                   £14.15

Second rate:  

in remunerative work, gross income  £128 to £187.99            £32.45

Third rate:     

in remunerative work, gross income £188 to £244.99              £44.55

Fourth rate:   

in remunerative work, gross income £245 to £325.99             £72.95

Fifth rate:      

in remunerative work, gross income £326 to £405.99              £83.05

Top rate:        

in remunerative work, gross income £406 and above               £91.15

 

COUNCIL TAX SUPPORT CLAIMS 2014/15  

Lowest rate

aged 18 or over and not in remunerative work                                            

or aged over 25 and on ESA (IR )         

or in remunerative work, gross income under £188                  £3.70  

Second rate:         

in remunerative work, gross income £188 to £325.99              £7.45  

Third rate:           

in remunerative work, gross income £326 to £405.99              £9.40  

Top rate:               

in remunerative work, gross income £406 and above              £11.25

By income we normally mean all of your non-dependants gross income including any earnings (before deductions are made, such as tax and national insurance contributions), social security benefits and the interest paid on savings.  We do not include Attendance Allowance, Disability Living Allowance, Maintenance in respect of a child or payments from the Macfarlane Trusts, The Fund, the Eileen Trust and the independent Living Fund.

Pensioners with non-dependants

Non-dependants of claimants who are pensioners are, in some circumstances, dealt with differently. Please contact the Benefits Section for more information.  

Couples

If the non-dependants living in your household are married to one another (or live together as a married couple) only one deduction will be made for them - it will be based on their circumstances and their combined income. 

Joint tenants / Joint owners

If you share your home with a joint tenant or joint owner and the non-dependant shares the home with both of you then your benefit will be reduced by half

 Examples : Housing Benefit 14/15 

The amount of the deduction from your weekly Housing Benefit depends on the circumstances and income of the non-dependant.  For example, if the non-dependant is:

1. Aged 24 or less and gets Income Support :                 No deduction

2. Getting Retirement Pension or Incapacity Benefit :      £14.15 deduction

3. Working for 16 hours or more a week and earns:            

a)      £188 to £244.99 gross a week                                £44.55 deduction

b)      £326 to £405.99 gross a week                                £83.05 deduction  

Examples:  Council Tax Support  14/15

1. Aged 24 or less and gets Income Support :                  No deduction

2. Getting Retirement Pension or  Incapacity Benefit :      £3.70

3. Working 16 hours or more a week and earns :

a)             £188 to £325.99 gross a week                         £7.45

b)            £326 to £405.99 gross a week                          £9.40

 

 

HOUSING BENEFIT CLAIMS 2013/14

Lowest rate:

aged under 25 and on ESA (IR main phase)

or aged 25 or over and on IS, JSA (IB) or ESA (IR)

or aged 18 or over and gross income under £126

or aged 18 or over and not in remunerative work £13.60

Second rate:

in remunerative work, gross income £126 to £185.99 £31.25

Third rate:

in remunerative work, gross income £186 to £241.99 £42.90

Fourth rate:

in remunerative work, gross income £242 to £321.99 £70.20

Fifth rate:

in remunerative work, gross income £322 to £400.99 £79.95

Top rate:

in remunerative work, gross income £401 and above £87.75

COUNCIL TAX SUPPORT CLAIMS 2013/14

Lowest rate:

aged 18 or over and not in remunerative work

or aged over 25 and on ESA (IR )

or in remunerative work, gross income under £186 £3.65

Second rate:  

in remunerative work, gross income £186 to £321.99 £7.25

Third rate:

in remunerative work, gross income £322 to £400.99 £9.15

Top rate:                                                                 

in remunerative work, gross income £401 and above £10.95

By income we normally mean all of your non-dependants gross income including any earnings (before deductions are made, such as tax and national insurance contributions), social security benefits and the interest paid on savings. We do not include Attendance Allowance, Disability Living Allowance, Maintenance in respect of a child or payments from the Macfarlane Trusts, The Fund, the Eileen Trust and the independent Living Fund.